Find the Right Mortgage

The UK mortgage market is very confusing. There are hundreds of lenders and a huge array of different products so finding the right deal for your personal circumstances can be difficult.


Rather than having to approach lenders yourself, let the UniteHome team do all the hard work for you. The UniteHome mortgage service is provided in conjunction with our carefully chosen financial services partners.

UniteHome is not tied to any bank or building society so our experts are able to provide truly independent advice and aim to make sure that you get the best deal possible.

UNITEHOME CAN HELP WITH:

  • First time mortgages
  • Re-mortgage
  • Buy to let
  • Adverse credit

A PERSONAL SERVICE

The mortgage process involves three stages.

Fact Find: When you first contact UniteHome you will be allocated an experienced mortgage consultant who will contact you to discuss your individual requirements. During this discussion your consultant will conduct a fact find so that they understand your personal circumstances.

Packaging: Armed with your fact find, the consultant will review the market and approach what they consider to be the most appropriate lender. They only approach lenders where they know that you fit the lending criteria – this normally results in a mortgage offer being made.

Presentation: Your consultant will arrange another discussion to go through the offer with you. They will be able to explain exactly what the offer involves and outline any fees you may have to pay.

MORTGAGE PROTECTION

UniteHome will be able to arrange an appropriate life insurance policy which will cover your mortgage. These plans range from  simple, low cost, term assurance policies to more complicated products such as critical illness.

FREE WILL OFFER

When you move home it is a good idea to make sure your will is up to date.

As a Unite Member you can take advantage of our free will offer.